Law Office of Chelsea Bair Minton

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chapter 7 BANKRUPTCY

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Filing for Chapter 7 Bankruptcy in Hattiesburg, MS

An injury, job loss, or other unexpected events can leave anyone—even responsible professionals—in a financial bind. If you find yourself struggling with debt and unable to recover, the Law Office of Chelsea Bair Minton might be able to help. Our experience with Chapter 7 bankruptcy in Hattiesburg, MS, gives us the perspective and experience to guide you through the process.

Unlike Chapter 13 filings, Chapter 7 requires no repayment plan and completely absolves you of responsibility for discharged debt. It’s relatively quick and has no limitation on the amount of debt you may have before you declare bankruptcy. As soon as your filing is official, you can breathe easy without creditors harassing you for money or threatening legal action. Under the supervision of an appointed trustee, unsecured debt like credit cards and medical bills will be eliminated, while secured debt like your mortgage may be paid down via property liquidation.


Helping You Find the Right Solution

While Chapter 7 isn’t right for everyone, you deserve to know your options in a tough situation. Our bankruptcy attorney serves all of South Mississippi and can explain how filing could impact your specific situation. From property exemptions that keep your assets safe from liquidation to in-depth eligibility requirements, we help you understand the process. With us on your side, you can approach bankruptcy as a valuable resource, rather than a frightening last resort. Get in touch today to find out more about Chapter 7 and its potential advantages.