Law Office of Chelsea Bair Minton

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chapter 7 BANKRUPTCY

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Filing for Chapter 7 Bankruptcy in Hattiesburg, MS

An injury, job loss, or other unexpected events can leave anyone—even responsible professionals—in a financial bind. If you find yourself struggling with debt and unable to recover, the Law Office of Chelsea Bair Minton might be able to help. Our experience with Chapter 7 bankruptcy in Hattiesburg, MS, gives us the perspective and experience to guide you through the process.

Unlike Chapter 13 filings, Chapter 7 requires no repayment plan and completely absolves you of responsibility for discharged debt. It’s relatively quick and has no limitation on the amount of debt you may have before you declare bankruptcy. As soon as your filing is official, you can breathe easy without creditors harassing you for money or threatening legal action. Under the supervision of an appointed trustee, unsecured debt like credit cards and medical bills will be eliminated, while secured debt like your mortgage may be paid down via property liquidation.


A Fresh Start

Although you may feel a stigma surrounding filing for bankruptcy, it’s often the fresh start many people need. Regardless of why you developed unmanageable debt, our bankruptcy attorney is committed to your case. Hitting the reset button on your financial situation can offer a great sense of relief. The stress surrounding debt is genuine, but when a bankruptcy lawyer can help you navigate out of that situation, it can seem like a blessing. Our lawyer can offer suggestions that will assist in getting you back on your feet. She will also supply you with the tools needed to manage your finances in the future and set you up for success.

In many cases, filing for bankruptcy is the beginning of a new life. Sometimes a clean slate is best, and finances are no different. Your bankruptcy lawyer will supply the legal advice and support you need. If you’re not sure whether this is the right choice, give us a call, and we can discuss what Chapter 7 will mean for you and your financial situation. Talking to a bankruptcy attorney is the first step in determining the best course to change your life for the better.

Helping You Find the Right Solution

While Chapter 7 isn’t right for everyone, you deserve to know your options in a tough situation. Our bankruptcy attorney serves all of South Mississippi and can explain how filing could impact your specific situation. From property exemptions that keep your assets safe from liquidation to in-depth eligibility requirements, we help you understand the process. With us on your side, you can approach bankruptcy as a valuable resource rather than a frightening last resort. Get in touch today to find out more about Chapter 7 and its potential advantages.